Advanced technology and modern techniques, a vertical overhead portrait of a Saudi Gulf Arab young man wearing a casual outfit, sitting on a hanging cloth hammock and making electronic payments using a mobile phone, using an ATM card, ease of paying via a bank account, white background
Entertaining and having fun during the break, a vertical portrait of a smiling Saudi Gulf Arab young man wearing a casual outfit, lying on a hanging cloth hammock and putting his hand behind his head, holding a smartphone, using modern and advanced devices, spending time with oneself, looking at the mobile phone, white background
Using advanced technology and modern techniques, a vertical overhead portrait of a smiling Saudi Gulf Arab young man wearing a traditional dress, sitting on a hanging cloth hammock and making electronic payments using a laptop, using an ATM card, ease of paying via a bank account, white background
Using advanced technology and modern techniques, a vertical overhead portrait of a Saudi Gulf Arab young man wearing casual clothes, sitting on a hanging cloth hammock and making electronic payments using a laptop, using an ATM card, ease of paying via a bank account, white background
Practicing hobbies during break times, an overhead portrait of a Saudi Gulf Arab young man wearing a traditional dress and lying on a hanging cloth hammock holding a digital camera in his hand, taking photographs through the camera, zooming in on distant objects, spending time with oneself
Taking advantage of technology and modern techniques, a vertical overhead portrait of a Saudi Gulf Arab young man wearing a casual outfit sitting on a hanging cloth hammock and making electronic payments using a mobile phone, using an ATM card, ease of paying via a bank account, white background
Relaxation and calm during the break, an overhead portrait of a Saudi Gulf Arab young man wearing a traditional thobe and lying on a hanging cloth hammock, looking through binoculars with two lenses, bringing distant objects closer, indicating the vision of a distant object, a Saudi future vision, the pleasure of spending time with oneself
Relaxation and calm during the break, a vertical portrait of a smiling Saudi Gulf Arab young man wearing a casual outfit, lying on a hanging cloth hammock and using a smartphone, using modern and advanced devices, the pleasure of spending time with oneself, looking at the mobile phone, a white background
Practicing the hobby of reading magazines, using the break time to read, a portrait of a Saudi Gulf Arab young woman wearing casual clothes for summer trips, lying on a cloth hammock holding a cultural magazine in her hand, spending time away from technology, the pleasure of spending time with oneself, gray background
Modern electronic devices, vertical overhead portrait of a smiling Saudi Gulf Arab young man wearing a traditional thobe, sitting on a hanging cloth hammock and holding a mobile phone in his hand, showing a blank black mobile screen, looking up, relaxing, white background
Providing means to help the elderly in the process of purchasing and paying remotely, using a credit card in electronic shopping, a portrait of a Saudi Arabian Gulf man wearing a shemagh and a traditional thobe, sitting in a comfortable chair holding a bank card, making a phone call via a mobile phone, white background.
Relaxation and calm during the break, an overhead portrait of a Saudi Gulf Arab young man wearing casual clothes and lying on a hanging cloth hammock, looking upward through magnifying glasses, bringing distant objects closer, a Saudi future vision, the pleasure of spending time with oneself
The concept of remote payment via laptop applications, the use of an electronic bank card, development and modern technology, a smiling Saudi Arabian Gulf man sitting on a comfortable bed working on a laptop computer looking with gestures of happiness and pleasure
Gestures of happiness and joy, a close-up portrait of an elderly Saudi Arabian Gulf man, smiling, wearing a shemagh and traditional dress, sitting in a comfortable chair, looking at the camera, holding a bank credit card in his hand, the ability to pay bills by electronic card, white background
Buying and selling via the Internet, a vertical overhead portrait of a Saudi Gulf Arab man wearing a traditional thobe and shemagh, using the phone, paying bills by credit card, obtaining men’s shaving tools, using modern technologies, displaying a blank black screen, white background
Entering banking information on the laptop, providing means to help the elderly in the purchase and payment process remotely, a close-up portrait of a Saudi Gulf Arab man wearing a shemagh and traditional thobe, sitting in a comfortable chair, using a credit card for electronic shopping via the computer, white background.
Using modern technology and electronic devices to communicate remotely, electronic payment and shopping using bank cards, communicating with family and friends using a mobile device, a vertical portrait of a veiled Saudi Gulf Arab woman using modern devices, sitting on her bed in the bedroom, beige background.
Spending time relaxing and calm, an overhead portrait of a Saudi Gulf Arab young man wearing a traditional thobe and lying on a hanging cloth hammock, looking through magnifying glass, bringing distant objects closer, indicating the vision of a distant object, a Saudi future vision, the pleasure of spending time with oneself
Quick purchase with a bank card, a portrait of a Saudi Arabian Gulf man wearing a flannel and white underpants, sitting on his bed, holding a mobile phone and bank credit card in his hand, purchasing and paying through mobile programs and applications, paying bills online, beige background
Paying and purchasing remotely via the Internet, using a credit card in electronic shopping, a close-up portrait of an elderly Saudi Arabian Gulf man wearing a shemagh and a traditional thobe, sitting on a chair holding a bank card and browsing bank applications via mobile phone, white background.
Obtaining modern cars online, a vertical portrait of a Saudi Gulf Arab man He wears a traditional dress and a shemagh. He uses the phone next to him: a group of cars, a cup of coffee, and a book. He pays using a bank debit card. He uses technology to order supplies. A white background.
The possibility of paying fees and bills online, using modern technologies and means, an elderly Saudi Arabian Gulf man wearing traditional clothing holding a laptop and bank card in his hand at the workplace, paying via electronic debit cards, lifestyle in Saudi Arabia
Trying to hear someone with focus gestures, browsing banking and banking applications via mobile phone, buying and paying online, using a credit card in online shopping, a portrait of a Saudi Gulf Arab man wearing a traditional thobe and shemagh, sitting on a chair and holding a bank card, colored background.
Taking advantage of advanced technology and modern techniques, a vertical overhead portrait of a Saudi Gulf Arab young man wearing a traditional dress, sitting on a hanging cloth hammock and making electronic payments using a mobile phone, using an ATM card, easy payment via a bank account, white background
Using an electronic bank card, a portrait of a smiling Saudi Arabian Gulf man wearing pants and a white T-shirt, sitting in a comfortable chair, working on a laptop, raising his hand upwards with gestures of successful payment and payment via laptop applications, gray background
Buying airline tickets online, using websites to search for flights, a close-up portrait of a woman, a Saudi Gulf Arab man using a mobile phone to pay using a bank debit card, with a cup of coffee next to him and miniature models of airplanes, showing a blank black screen, white background
Gestures of joy and happiness, a close-up portrait of a Saudi Arabian Gulf woman wearing a casual outfit, lying on a hanging cloth hammock, holding a shopping bag and a mobile phone in her hands, doing online shopping, buying online via mobile phone, gray background
The possibility of paying bills with an electronic card, purchasing and paying through laptop programs and applications, a portrait of an elderly, smiling Saudi Arabian Gulf man wearing a shemagh and traditional thobe, sitting in a comfortable chair holding a bank credit card in his hand, using a laptop, white background
Reviewing and implementing construction projects, obtaining building supplies, a close-up portrait of a Saudi Gulf Arab man holding an engineering plan in his hand, engineering tools and a cup of coffee next to him, engineering buildings in modern ways, a white background
Use of modern devices and technologies in the library, purchase and payment via bank credit card, portrait of a Saudi Gulf Arab woman wearing an abaya, holding an ATM card in her hand and working on a laptop, the possibility of paying bills with electronic cards, beige background
Communicating with others and checking up on them from a distance, a vertical overhead portrait of a Saudi Gulf Arab young man wearing casual clothes sitting on a hanging cloth hammock and making a phone call through the mobile phone, using modern technology and advanced means of communication, white background
Browsing banking and banking applications via mobile phone, purchasing and paying online, using a credit card in electronic shopping, a portrait of a Saudi Gulf Arab man wearing a traditional thobe and shemagh, sitting on a chair and holding a bank card, colored background.
Completing office tasks through the laptop, a close-up portrait of a Saudi Gulf Arab man wearing traditional clothing and a shemagh, holding a business meeting online and looking at a blank white card, providing electronic payment service for online orders, gray background
Portrait of a Saudi Arabian Gulf man holding a bank credit card in his hand, using a laptop computer in shopping, digital electronic marketing, advertisements, using modern technologies, electronic payment via the Internet, white background
Enjoying drinking a cup of coffee while working, portrait of a Saudi Gulf Arab man using a mobile phone to pay via a bank ATM card, next to him is a group of office supplies and stationery on the table, buying and selling using electronic devices online, showing a blank black screen, white background
Using electronic devices and modern technologies, a crippled Saudi Arabian Gulf man wearing a traditional thobe riding in a wheelchair holding a bank card in his hand, completing tasks via the Internet, managing businesses and accounts remotely, the lifestyle of people of determination, buying and selling from a laptop
The possibility of booking airline tickets and hotels online, purchasing and paying through mobile programs and applications, using modern and advanced technologies, a smiling Saudi Arabian Gulf man wearing a shemagh and traditional thobe, holding a mobile phone and a bank credit card in his hand.
Payment and purchase through mobile programs and applications, a close-up portrait of an elderly, smiling Saudi Arabian Gulf man wearing a shemagh and traditional dress, holding a mobile phone and a bank credit card in his hand, the ability to pay bills by electronic card, making a voice call, white backgroun
Using modern methods and technologies in electronic payment, a Saudi Gulf Arab family in a luxury hotel, the ease of automatic payment in Saudi Arabia, controlling reservations and payment through a smart watch via mobile phone, enjoying spending quality time with the family with gestures of happiness and pleasure.
Assis joyeusement et joyeusement, utilisant une carte bancaire pour le paiement électronique, un portrait d'un homme souriant du Golfe saoudien portant un pantalon et un T-shirt blanc, affichant le téléphone portable avec un écran noir vierge, la possibilité de payer des factures via des programmes électroniques, photo du corps entier, fond gris
The concept of shopping via websites, using technology to order supplies, obtaining modern cars online, a vertical overhead portrait of a Saudi Gulf Arab man wearing a traditional thobe and shemagh, using a computer next to him, a group of cars and a book, drinking a cup of coffee, white background.
The possibility of paying bills with electronic cards, the use of modern devices and technologies, the ease of purchasing and paying via bank credit card, a portrait of a smiling Saudi Arabian Gulf man wearing a traditional thobe and shemagh, holding an ATM card in his hand and working on the laptop, colorful background.
The ability to purchase and pay through mobile programs and applications, a portrait of a veiled Saudi Arabian Gulf woman wearing an abaya, sitting on a chair and holding a mobile phone and bank credit card in her hand for online shopping, using modern technical devices, remote payment via the Internet, a black background.
Using technology and modern technology, a vertical overhead portrait of a Saudi Gulf Arab boy wearing a traditional dress, lying on a hanging cloth hammock, studying on the laptop, looking at the camera with gestures of happiness and pleasure, beige background
Abuse of toxic substances, the harmful effects of smoking on the body, buying cigarettes online, a vertical overhead portrait of a Saudi Gulf Arab man wearing the traditional dress and shemagh, using a computer with cigarette and tobacco packets next to him, paying using a bank debit card, a harmful habit that causes harm to health, white background.
Enjoying break times, an overhead portrait of a smiling Saudi Gulf Arab young man wearing a casual outfit, lying on a hanging cloth hammock and holding in his hands the virtual reality device installed on his head, using technology in entertainment and amusement, simulating reality and video games, white background
Searching for an integrated health program, maintaining physical health, a vertical overhead portrait of a Saudi Gulf Arab man wearing the traditional thobe and shemagh, using the phone with plates of healthy food next to him, paying through a bank ATM card, obtaining balanced food online, white background.
The ability to purchase and pay through mobile programs and applications, a portrait of a veiled Saudi Arabian Gulf woman wearing an abaya, sitting on a chair and holding a mobile phone and bank credit card in her hand for online shopping, using modern technical devices, remote payment via the Internet, a black background.
Obtaining a variety of medicine online, paying through a bank debit card, a vertical overhead portrait of a Saudi Gulf Arab man wearing a traditional thobe and shemagh, using a computer next to him with a group of medicines, using modern technologies to order pharmaceutical supplies, white background.
Purchasing and paying remotely via the Internet, using a credit card in electronic shopping, a close-up portrait of an elderly Saudi Arabian Gulf man wearing a shemagh and a traditional thobe, sitting on a chair holding a bank card and browsing bank applications via mobile phone, white background.
Using headphone technology, portrait of a Saudi Arabian Gulf woman wearing casual clothing, lying on a hanging cloth hammock, wearing headphones, spending leisure time listening to songs, gestures of enjoyment and listening, gray background
Gestures of joy and pleasure, the concept of advanced modern techniques and technology, completing work tasks remotely, a smiling Saudi Arabian Gulf man sitting in a comfortable bed using a laptop, making video calls over the Internet
Electronic payment via the Internet, a close-up portrait of an old Saudi Gulf Arab man wearing the traditional thobe and ghutra, holding a mobile phone and a bank credit card in his hand with gestures of pleasure using technological means, gray background.
Customer service, inquiries and inquiries, a young Saudi Arabian Gulf man wearing traditional Saudi clothing working in the field of information services, a Saudi Gulf Arab woman who pays at the cashier electronically using a bank credit card
Payment via bank debit card, vertical overhead portrait of a Saudi Gulf Arab man wearing a traditional thobe and shemagh, using a phone next to him with a cup of coffee and a book, the concept of entertainment and leisure with modern technology and technology, using a headphone for technical support, white background
Using modern technologies, communicating with friends via video phone call, portrait of a Saudi Gulf Arab woman wearing a casual outfit, lying on a hanging cloth hammock with a red suitcase next to her, planning to enjoy the vacation, making travel reservations, gray background
Using modern means and technologies, a close-up picture of a Saudi Gulf Arab man wearing traditional clothing inserting a credit card into an ATM, the ease and possibility of withdrawing money, paying and purchasing through bank cards.
Using modern technologies to order the necessary supplies, obtain men’s shaving tools, a vertical overhead portrait of a Saudi Gulf Arab man wearing a traditional thobe and shemagh, using a laptop, shopping via websites, displaying a blank black screen, a white background
Using the tablet and modern technology to facilitate daily tasks, portrait of a Saudi Arabian Gulf man wearing traditional clothing holding a tablet in his hand with a blank black screen, the role of advanced technology in providing greater comfort for individuals, full-length body image, gray background
Buying, selling, and cutting airline tickets online, using websites to search for flights, a close-up portrait of a Saudi Gulf Arab man using a laptop with a ticket and passport in his hand, a cup of coffee next to him and miniature models of airplanes, showing a blank black screen, white background
Utilisation d'une carte bancaire pour le paiement électronique, portrait d'un homme souriant du Golfe saoudien portant un pantalon et un T-shirt blanc, assis dans un endroit confortable utilisant un téléphone portable, la possibilité de payer des factures via des programmes électroniques, photo du corps entier, gris arrière-plan
The pleasure of spending time with oneself, looking through magnifying glasses, bringing distant objects closer, a portrait of a Saudi Gulf Arab young woman wearing casual clothes for summer trips, lying on a hanging cloth hammock, gray background
Watching movies and series, a close-up portrait of a Saudi Gulf Arab young man wearing traditional clothing and a shemagh, sitting at the desk and using the laptop to accomplish tasks, mastering computer and information technology jobs, gestures of integration and concentration, gray background
Buying airline tickets online, using websites to search for flights, a close-up portrait of a woman, a Saudi Gulf Arab man using a mobile phone to pay using a bank debit card, with a cup of coffee next to him and miniature models of airplanes, showing a blank black screen, white background
Spending time browsing social media programs, completing tasks remotely, shopping online using a tablet, using modern technical devices, a close-up portrait of a Saudi Gulf Arab man wearing a shemagh and traditional dress, sitting in a comfortable chair a
Buying and selling online, shopping through websites, using modern technology to obtain books online, a portrait of a Saudi Gulf Arab man using a laptop and mobile phone with a group of colorful roses next to him, displaying a blank black screen, a white background
Enjoying the simulation of the imaginary world, a portrait of a Saudi Gulf Arab man wearing casual clothes and 3D VR glasses looking down and trying to touch an item, interacting and merging with virtual reality games, advanced technologies and devices, full-length body image, black background
Taking advantage of websites for learning and training, a portrait of a Saudi Gulf Arab woman using a mobile phone with sewing supplies next to her, buying and selling online, obtaining sewing tools online, tailoring clothing and apparel, displaying a blank black screen, a white background
Using websites to search for building supplies, a close-up portrait of a Saudi Gulf Arab man using a laptop with a cup of coffee, a mobile phone, and engineering tools next to him, buying and selling online, engineering buildings in modern ways, a white background
Browsing the internet and working remotely, gestures and expressions of joy and pleasure, side portrait of a Saudi Arabian Gulf man in casual clothes sitting on the floor holding a laptop in his hand, e-marketing concept using laptop, accomplishing office tasks, gray background
Sitting with concentration and working on the laptop, the possibility of paying bills with electronic cards, using modern devices and technologies, ease of purchasing and paying via bank credit card, portrait of a Saudi Gulf Arab man wearing traditional clothing holding an ATM card in his hand, beige background
Using modern and contemporary technologies to communicate, a vertical overhead portrait of a Saudi Gulf Arab young man wearing a traditional dress, sitting on a hanging cloth swing, holding his phone in his hand, looking up with gestures of happiness and pleasure, displaying a blank black screen on the mobile phone, white background
Using modern technology and electronic devices to communicate remotely, electronic payment and shopping using bank cards, communicating with family and friends using a mobile device, a vertical portrait of a veiled Saudi Gulf Arab woman using modern devices, sitting on her bed in the bedroom, beige background.
L'utilisation d'une carte bancaire électronique, le concept de paiement à distance et de paiement via des applications pour ordinateur portable, un portrait en gros plan d'un jeune homme saoudien du Golfe portant un short et un T-shirt blanc, des gestes d'enthousiasme et de joie, fond gris
Using break time to benefit, combining pleasure and benefit, a close-up portrait of a Saudi Gulf Arab young woman wearing casual clothes for summer trips, lying on a hanging cloth hammock, gestures of happiness and pleasure, the pleasure of spending time with oneself, gray background
Shopping through websites, buying and selling online, a portrait of a Saudi Gulf Arab woman using a computer to pay via a bank ATM card with a set of stationery next to her, obtaining books and notebooks online, displaying a blank black screen, white background
Completing work and tasks remotely, relaxing and lying down in free time, spending a comfortable and enjoyable time on vacation, using advanced modern technical devices, a smiling Saudi Gulf Arab young man lying on the bed in the bedroom holding the laptop.
Spending an enjoyable time learning drawing and coloring, looking at the camera with gestures of happiness and joy, utilizing free time with useful electronic and real-life activities, a vertical overhead portrait of two Saudi Gulf Arab brothers sitting on the floor in the living room, a blank black screen, a beige background
Using modern headphone technology with happy gestures, taking selfies via mobile phone, listening to favorite music clips, portrait of a Saudi Gulf Arab young man wearing a casual outfit, holding a mobile phone in his hand and wearing an audio headset, full body portrait, black background
Taking advantage of advanced technology and modern techniques, a vertical overhead portrait of a smiling Saudi Gulf Arab young man wearing a traditional dress sitting on a hanging cloth hammock and making electronic payments using a laptop, using an ATM card, ease of payment via a bank account, white background
Thinking deeply and with confusion, buying and paying through mobile programs and applications, a close-up portrait of a Saudi Arabian Gulf man wearing pants and a T-shirt, sitting on a chair holding a mobile phone and a bank credit card in his hand, paying bills with electronic cards, using a gray background.
Using websites to search for an apartment, a close-up portrait of a Saudi Gulf Arab man using a laptop and making payments via a bank ATM card, with wooden models of modern homes next to him, buying and selling online, housing and real estate ownership, displaying a blank black screen, a white background
Spending time by watching a movie through virtual reality glasses, a close-up portrait of a woman, a Saudi Gulf Arab woman who uses her mobile phone to pay by bank card with a plate of popcorn next to her, having fun and enjoying a break, buying and selling online, showing a blank black screen, a white background
Facial and hand gestures indicating surprise and admiration, portrait of an elderly Saudi Arabian Gulf man wearing traditional dress and bisht using a bank credit card for online shopping, possibility of paying bills remotely, purchasing and paying via tablet programs and applications, gray background
Looking at the camera with annoyed gestures, using modern devices and technologies, electronic digital marketing, displaying a blank black advertising screen, a portrait of a Saudi Gulf Arab young man wearing traditional clothing holding a tablet in his hand, black background.
Buying and selling online, a vertical overhead portrait of a Saudi Gulf Arab man wearing a traditional thobe and shemagh, using a laptop next to him, a group of cars, a cup of coffee and a book, paying through a bank ATM card, using technology to order supplies, white background.
Preparing for tourism and travel, enjoying refreshing summer fruits, relaxing and entertaining, vertical top portrait of a smiling Saudi Arabian Gulf lady wearing casual summer clothes sitting on a beach chair eating oranges, enjoying summer vacation, tourist trip, white background
Portrait of a Saudi Arabian Gulf man wearing the traditional Saudi dress holding a credit card and some purchases in his hand, using a bank credit card in online shopping, the possibility of paying bills with an electronic card, enjoying shopping, white b
Buying airline tickets online, using websites to search for flights, a close-up portrait of a Saudi Gulf Arab man using a laptop and holding a travel ticket in his hand, a cup of coffee next to him and miniature models of airplanes, buying and selling online, displaying a blank black screen, a white background
Displaying tablet applications and services, a portrait of a smiling Saudi Gulf Arab young man wearing a casual outfit holding a tablet with a blank black screen in his hand and pointing at it, using advanced technology for electronic digital marketing, full-length body image, gray background
Making a video call with family and friends, portrait of a Saudi Gulf Arab woman wearing a casual outfit, lying on a hanging cloth hammock, holding a mobile phone in her hand, using a mobile device to communicate, gestures of joy and pleasure, gray background
Portrait of a Saudi Arabian Gulf man wearing casual clothes and sunglasses, a young man wearing music headphones and using a laptop, listening to music, making a video call, live broadcasting, social communication, tourism and recreation, relaxation and e
Future planning for goals and ambitions, portrait of a smiling Saudi Gulf Arab student wearing a traditional dress and a backpack looking through binoculars, seeing distant things through binoculars, love of adventure and exploration, full-length body portrait, blue background
Portrait of a Saudi Arabian Gulf man holding a bank credit card in his hand, using a mobile phone in shopping, digital electronic marketing, advertisements, electronic payment via the Internet, the use of modern technologies, white background
Entertaining entertainment activities, performing vocal talents, gestures of interaction and entertainment, a close-up portrait of a young Saudi Gulf Arab woman wearing casual clothes for summer trips, lying on a hanging cloth hammock, singing using a microphone, the pleasure of spending time with herself, gray background
Taking photographs with gestures of happiness and enjoyment, a portrait of a Saudi Gulf Arab young woman wearing casual clothes for summer trips, lying on a hanging cloth hammock carrying shopping bags in her hand, the joy of spending time with oneself, gray background
Portrait of a Saudi Arabian Gulf man wearing casual clothes and sunglasses, a young man wearing music headphones and using a mobile phone, laptop, listening to music, making a video call, live broadcasting, social media, tourism and recreation, relaxation
Safe online shopping, portrait of a Saudi Gulf Arab woman using a laptop, displaying a blank black screen, taking advantage of technology to order graduation supplies online, using telemarketing applications, buying and selling online, white background
overhead vertical portrait of a Saudi Gulf Arab young man wearing flannel and white underpants, sitting on his bed and watching TV with virtual reality (VR) technology using special glasses, the concept of modern technologies, beige background
The concept of rest and relaxation in the summer vacation, vertical portrait of a veiled Saudi Arabian Gulf woman wearing a colorful abaya and sunglasses sitting on a beach chair, spending time sitting and meditating, white background
Gestures of pleasure using modern technology, electronic payment via the Internet, a portrait of a Saudi Gulf Arab young man wearing the traditional thobe and shemagh, holding a mobile phone and bank credit card in his hand, blue background.
Development and modern technology, the concept of remote payment via laptop applications, the use of an electronic bank card, a smiling veiled Saudi Arabian Gulf woman sitting on a comfortable bed working on a laptop computer looking with gestures of happiness and pleasure
The role of modern technology in providing greater comfort for individuals, gestures of enthusiasm and passion using a tablet, portrait of a Saudi Gulf Arab man wearing traditional clothing holding a tablet in his hand with an advertising screen for electronic marketing, full-length body portrait, gray background
Interaction gestures during a phone call, communicating with family and friends easily, portrait of a Saudi Gulf Arab man wearing casual summer clothes and talking using a mobile phone, full-length body portrait, white background.
Electronic payment and self-debit cards, providing the user with modern means and technologies, a close-up picture of a Saudi Gulf Arab man wearing traditional clothing inserting the credit card into the ATM, the ease and possibility of withdrawing money.